disclaimer & terms of use

Acceptance of Terms and Conditions of Use
These Terms and Conditions govern your use of the Panoramic Australia Web site. By using, visiting, or browsing the Panoramic Australia Web site, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, you should not use the Panoramic Australia Web site.

Changes to Terms of Use
Panoramic Australia reserves the right, from time to time, with or without notice to you, to change these Terms of Use in our sole discretion. The most current version of these Terms & Conditions can be reviewed by clicking on the "Terms & Conditions" or "Legal Notices" hyperlink located at the bottom of the pages of the Panoramic Australia Web site. The most current version of the Terms & Conditions will supersede all previous versions. Your use of the Panoramic Australia Web site after changes are made means that you agree to be bound by such changes.

Privacy
Any information submitted on the Panoramic Australia Web site is subject to our Privacy Policy, the terms of which are incorporated herein. Please review our Privacy Policy to understand our practices.

Gift Certificates/Vouchers/Coupons
We may offer for sale on the Panoramic Australia Web site various Gift Certificates/Vouchers/Coupons redeemable for Panoramic Australia products and/or services. These Gift Certificates/Vouchers/Coupons are subject to the terms and conditions set forth on their specific pages.

Account Access
You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you have full right to request access to all personal information held as stated within our Privacy Policy. You are also responsible to ensure your personal information is accurate and complete.

Disclaimers of Warranties and Limitations on Liability
The Panoramic Australia Web site and its contents are provided "as is" and we make no representations or warranties of any kind with respect to the Panoramic Australia Web site or its contents. We assume no liability or responsibility for any errors or omissions in the content of the Panoramic Australia Web site, any failures, delays, or interruptions in the delivery of any content contained on the Panoramic Australia Web site, any losses or damages arising from the use of the content provided on the Panoramic Australia Web site, or any conduct by users of the Panoramic Australia web site. We disclaim all representations and warranties, including, for example, warranties of merchantability, fitness for a particular purpose, and non-infringement. In addition, we do not represent or warrant that the information accessible via our site is accurate, complete or current.

In no event shall Panoramic Australia, its shareholders, directors, officers, or employees be liable (jointly or severally) to you for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever resulting from loss of use, data or profits, whether or not advised of the possibility of damage, and on any theory of liability, arising out of or in connection with the use or performance of this information. If any applicable authority holds any portion of this section to be unenforceable, then liability will be limited to the fullest possible extent permitted by applicable law.

Intellectual Property
Copyright
All content included on the Panoramic Australia Web site, including text, graphics, logos, designs, photographs, button icons, images, audio/video clips, digital downloads, data compilations, and software, is the property of Panoramic Australia, or its suppliers and is protected by Australian and International copyright laws. The compilation of all content on this site is the exclusive property of Panoramic Australia, and protected by Australian and international copyright laws. They should not be reproduced or used without express written permission from the Managing Director of Panoramic Australia.

Use of Information Submitted
Panoramic Australia is free to use any comments, information, ideas, concepts, reviews, or techniques contained in any communication you may send to the Panoramic Australia Web site without further compensation, acknowledgement or payment to you for any purpose whatsoever including, but not limited to, developing, manufacturing and marketing products and creating, modifying or improving the Panoramic Australia Web site or other Web sites. Furthermore, by posting any information on our site, you grant us a nonexclusive, royalty-free license to display, use, reproduce or modify that information.

Your Conduct on the Panoramic Australia Web Site
By accessing the Panoramic Australia Web site, you agree not to upload, post, email or otherwise send or transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment associated with the Panoramic Australia Web site. You also agree not to interfere with the servers or networks connected to the Panoramic Australia Web site or to violate any of the procedures, policies or regulations of networks connected to the Panoramic Australia Web site, the terms of which are incorporated herein. You also agree not to impersonate any other person while using the Panoramic Australia Web site, conduct yourself in a vulgar or offensive manner while using our service, or use the Panoramic Australia Web site for any unlawful purpose.

Limitations on Use
Unless otherwise specified, the content on the Panoramic Australia Web site is for your personal and non-commercial use and we grant you a limited license to access the Panoramic Australia Web site for that purpose. You may not download (other than through page caching necessary for personal use), modify, copy, distribute, transmit, display, perform, reproduce, duplicate, publish, license, create derivative works from, or offer for sale any information contained on, or obtained from, the Panoramic Australia Web site without our express written consent from the Managing Director of Panoramic Australia. Any unauthorized use of the Panoramic Australia Web site or its contents will terminate the limited license granted by us.

Right to Terminate
We reserve the right to terminate or restrict your use of our service, without notice, for any or no reason whatsoever.

Links
Some of the hyperlinks on the Panoramic Australia Web site may lead to other Web sites that are not controlled by, or affiliated with, Panoramic Australia. In addition, other Web sites may link to the Panoramic Australia Web site. Panoramic Australia has not reviewed these Web sites and is not responsible for the content or privacy policies of these Web sites.

privacy policy

The following is the Privacy Policy of Panoramic Australia.

Please read the following policy so you understand how we use and why we collect the personal information we ask you to submit. Panoramic Australia can change this policy without from time to time, therefore please refer back to this page periodically.

Information Collection and Use
When you register as a member or customer with Panoramic Australia, you need to supply personal information such as:

Your Name, Address and Contact Details
This information is your personal information and Panoramic Australia will not disclose, leverage or sell this information to any other organisation under any circumstances, without prior permission, unless they are contracted to Panoramic Australia to keep the information confidential or are required to comply with all relevant laws including the Privacy Act.

Other ways we collect and use your personal information are:

For Credit Verification Purposes, Transactions, Fraud, Credit Worthiness
For Billing purposes
For Debt Collection
To maintain your account
To notify you about other or new services or promotions from time to time
To provide customer support
To provide you with the products, services or information you have requested
For administration and notification of any Panoramic Australia hosted/run Competitions
To develop and improve the products, benefits and services we offer to our members and website users
To contact users directly who communicate directly with Panoramic Australia
To help us constantly improve our service, in order to maintain a consistent level of customer satisfaction
If required by law or to enforce, protect or apply rights, we may release such information as required

Mail (Electronic and Postal)
During the course of your association with Panoramic Australia, you may receive postal mail and/or emails from Panoramic Australia that contain information relating to your account and the service provided to you as a member, including but not limited to website changes, product additions, news and current updates concerning the industry, website and account, product availability, and the status of deliveries and/or returned items. It is our policy to provide you with the opportunity to limit the use and/or disclosure of your personal information. You may do this when you first register or at any other time you receive mail from us, or at any other time by written notice to Panoramic Australia. If at any time you no longer wish to receive mail from us, you can contact the Customer Service team at any time and request removal.

Links to External Sites
Panoramic Australia does not take any responsibility for its advertisers, outgoing links, or any other part of this site that is not under direct or total control of Panoramic Australia. This Privacy Policy applies to information collected online of which Panoramic Australia has direct and total control of. We advise that users read the Privacy Policies of external sites before submitting personal information.

Cookie Technology
Our use of cookie technology is limited to "session state management", where a random number is placed in a cookie file on your computer to enable web server to communicate with you. Session state management is required so that the web server can serve pages to you relating to your account and your personalised settings. We DO NOT under any circumstances place either your email address nor password in this cookie file on your computer. If your computer or Internet connection will not accept cookies then you may not be able to use personalised features of this website.

Furthermore, we do not use this cookie file to track or record your movements. We do, however, keep a record of certain activities directly relating to the service Panoramic Australia provides you. The information stored includes:

Your IP address for credit card fraud prevention and misuse of your account
Any amendments to your personal details you made
Purchases made on your credit card, without revealing nor storing your credit card details in line with our merchant agreement with our Bank
Tracking of products sent to you or sent by you.

Data Quality
Panoramic Australia takes all reasonable steps to ensure that all personal information we collect and use is accurate, complete and up-to-date. It is your responsibility to make sure this information is accurate and complete.

Data Security
Panoramic Australia will take reasonable steps to ensure that all information we collect, use or disclose is accurate, complete, up-to-date and stored in a secure environment accessed only by authorised persons. Panoramic Australia also takes reasonable steps to protect personal information it holds from misuse and loss and from unauthorised access, modification and disclosure.

Where credit card details are transmitted, we use 128-bit encryption though Secure Sockets Layer (SSL) technology. The common name of encryption certificate may be that of either Panoramic Australia or Panoramic Australia's official hosting partner. This encryption process ensures that the information you give us is protected against unauthorised access. If you have any queries concerning encryption please contact our Customer Service team.

We have implemented technology and security features, as well as strict internal guidelines, to safeguard the privacy of your personal information from unauthorised access. We will continue to enhance these features as technology changes and becomes available. While we make every effort to ensure that your information is secure on our system, no data transmission over the internet can be guaranteed to be 100% secure. As a result, we cannot guarantee the security of any information you transmit to us, and you do so at your own risk.

Furthermore Panoramic Australia takes reasonable steps to destroy or permanently de-identify personal information if it is no longer needed for any purpose.

Sensitive Information
Panoramic Australia will not collect personal information revealing racial or ethnic origin, political opinions, religious or philosophical beliefs, trade-union membership, or details of health, disability or sexual activity or orientation unless:

The subject of information has consented; or
The collection is required or specifically authorised by law; or
The collection is necessary to prevent or lessen a serious and imminent threat to the life of any individual, where the subject of the information is physically or legally incapable of giving consent; or
The collection is necessary for the establishment, exercise or defence of a legal or equitable claim.

Contact
If you have any questions, comments or complaints concerning this policy, please contact:

Privacy Officer
Panoramic Australia
Level 1
4 Everard Drive
Warrandyte VIC 3113

Or use the "Contact Us" form.

More information on Australian privacy legislation is available from the Office of the Federal Privacy Commissioner at www.privacy.gov.au

trademarks

Panoramic Australia is a wholly owned subsidiary of Daltech Computer Services Pty Ltd.

"Panospace" is a trademark of Daltech Computer Services Pty Ltd. All Panoramic Australia graphics, logos, page headers, button icons, scripts and service names are trademarks or trade dress of Panoramic Australia. Panoramic Australia's trademarks and trade dress may not be used in connection with any product or service that is not Panoramic Australia's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Panoramic Australia. All other trademarks not owned by Panoramic Australia that appear on the Panoramic Australia Web site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Panoramic Australia. Any images of persons or personalities contained on the Panoramic Australia Web site shall not be an indication of endorsement of any particular product or our service unless otherwise specifically indicated.